Property Development & Construction loans
Interest rates from
7.95% p.a.*
*Terms & conditions apply
For over 20 years our managed funds and private investors have enabled the successful completion of hundreds of projects along the eastern seaboard of Australia, supported by an experienced team and driven by our flexible and tailored approach.
As one of Australia’s leading non-bank lenders, we provide finance solutions between $3 and $40 million to the residential, commercial, industrial, and retail property sectors.
As the performance of each loan funded through Trilogy Funds underpins the returns provided to our investors, your success is our success.
Target loan criteria
- Property development & construction experience – proven track record
- Loan size between $3 & $40 million
- LVR no greater than 65% of the GRV
- Registered first mortgage
- Clear marketing strategy for sell down or refinance
Our portfolio managers will provide you with:
- Timely responses
- Competitive tiered pricing model
- Tailored support
- Recognition of referrals
Funded by Trilogy Funds
Due to strong and continued support from thousands of investors via returns available from our pooled mortgage fund, the Trilogy Monthly Income Trust, there is availability of funds for finance.
Explore our loan case studies
Our team
Our Lending team will work with you to fully understand your finance needs, tailoring a loan which best enables you to begin, progress with timely drawdowns and complete your project on time.
We also have staff who specialise in managing construction progress draws and processing contractor remittances and invoices, to ensure your payments are processed on time.
On top of that, we have long–term relationships with a comprehensive network of property professionals, who specialise in quantity surveying, project management, real estate agency services and more, so the necessary consultants are always on hand to assist where needed.
Brisbane, QLD
Andrew Gillespie
Senior Portfolio Manager
Brisbane, QLD
a.gillespie@trilogyfunds.com.au
0431 000 681
Jack Mihajlovic
Senior Portfolio Manager
Brisbane, QLD
j.mihajlovic@trilogyfunds.com.au
0419 791 495
Greg Turner
Senior Portfolio Manager
Brisbane, QLD
g.turner@trilogyfunds.com.au
0423 448 357
Sydney, NSW
Scott Morgan
Senior Portfolio Manager
Sydney, NSW
s.morgan@trilogyfunds.com.au
0425 363 665
Genevieve Naughton
Portfolio Manager
Sydney, NSW
g.naughton@trilogyfunds.com.au
0411 538 991
Matthew Silvester
Senior Portfolio Manager
Sydney, NSW
m.silvester@trilogyfunds.com.au
0414 882 398
Melbourne, VIC
Miguel Dennis
Senior Portfolio Manager
Melbourne, VIC
m.dennis@trilogyfunds.com.au
0474 208 668
Darren Martin
Senior Portfolio Manager
Melbourne, VIC
d.martin@trilogyfunds.com.au
0435 603 004
Frequently asked questions
| Do you provide home loans? | We work with brokers and direct property developer clients seeking finance for commercial property only. We do not provide loans to individuals seeking home loans. |
| Why am I not eligible for your lowest interest rate for construction finance? | Each loan that we finance must be first registered mortgage. From there, we assess a loan application based on a borrower’s track record, loan size between $3 & $30 million, target LVR no greater than 65% of the GRV, and clarity of the marketing strategy for sell down or refinance. Premium pricing is offered to borrowers with risk mitigants such as pre-commitments and a lower LVR. |
| What is your LVR limit? | Our preferred maximum LVR is 65% of the Gross Realisable Value (incl. GST), and a maximum of 70% LVR on the “as-is” land value. |
| Do you only lend if pre-sales have occurred? | No. We do not have a maximum cap on TDC or pre-sales. Interest/fees are capitalised within the facility limit. |
| Do you fund GST? | Yes. |
| What is your loan term? | Our target loan term ranges from 12 months to a maximum 24 months. |
| Do you have relationships with relevant consultants that can assist with my project? | We also have staff who specialise in managing construction progress draws and processing contractor remittances and invoices, to ensure your payments are processed on time and allowing your project to reach completion or progress to its next stage. On top of that, we have long–term relationships with a comprehensive network of property professionals, who specialise in quantity surveying, project management and real estate agency services and more, so the necessary consultants are always on hand to assist where needed. |
| What sectors do you focus on? | We lend to property development and construction projects in the residential, industrial, commercial and retail property sectors. |
Can’t find the answer you’re looking for? Get in touch with our Lending team on 1800 230 099 or email lending@trilogyfunds.com.au who will be able to point you in the right direction.
