Seeking a tailored property development or construction finance solution for your clients?

Express your interest

Property development & construction loans Interest rates from 6.95% p.a.*

*Terms and conditions apply.

Completed stock loans

Interest rates from

4.95% p.a.*

*Terms and conditions apply.

  • Funds readily available
  • Indicative offer within 48 hours
  • Personalised service
  • Multi-disciplinary team support


Meet Trilogy Funds’ Head of Lending, Clinton Arentz

Clinton Arentz, Head of Lending and Property Assets | Trilogy Funds


Since joining Trilogy in 2017, Clinton has been instrumental in the extensive growth of Trilogy’s construction loan portfolio, the establishment of the Trilogy Industrial Property Trust, and expanding lending and asset acquisitions to a national focus.

With over 25 years’ experience in property development and project management, Clinton talks navigating the current property boom as the property market continues to evolve.

What has led you to where you are today?

My career experience stretches across the residential, commercial and industrial sectors from both sides of the property equation – funding and property development.

I started in property with a commercial agency, JLL. I then gained end-to-end project management experience, delivering industrial and commercial projects and refurbishments with Dalgety Australia as their Queensland Project Manager.

I then moved on to residential developments, before starting my own property development company, Winston Group, where I advised on commercial, industrial and residential projects in Queensland.

Through my career, I’ve developed a wide industry network working with most of the major lending groups and other property companies. I have known Philip Ryan and the Trilogy team for many years and joined in 2017 as I saw it as a great opportunity to bring together my experience with Trilogy’s dual focus on investment and property.

Where do you see the property market heading in the next 12 months?

The past 12 months have demonstrated how dynamic and fast-paced the property market is. If we went back to this time last year, we’d be looking at a vastly different market in terms of market forces, sentiment, and activity, to the one we find ourselves in now.

We’re currently seeing improving market conditions. This is driven by rising consumer sentiment, low interest rates, pent-up demand, a relatively strong global economy, and stronger recovery from COVID-19 than originally forecast.

The residential sector, in particular, is performing well and our Lending team is seeing strong enquiry levels for new construction and development loans across all the states we operate in – Queensland, New South Wales, and Victoria. These enquiries are coming from new developers and repeat borrowers with new development opportunities.

“On the Property side, the industrial sector is a compelling option for investors at the moment”.

In particular, the manufacturing and logistics sub-sectors have benefitted from the current low Australian dollar, and higher commodity prices.

Our focus on industrial properties in the Trilogy Industrial Property Trust and new single asset trusts has positioned us to perform well over the next year. We’re already seeing this through strong levels of tenant enquiries and investor demand for industrial investment assets.

The other major property asset classes, commercial, retail and tourism, suffered more significant impacts from COVID-19. However, as normal trading patterns resume, and the vaccine is rolled out, I trust we’ll see them resume their normal courses.

What challenges and opportunities do you see in the property and financial lending industry?

I believe there is an opportunity for us, our borrowers, and our investors, to benefit from the outperforming industrial and residential property sectors.

With rising investor and owner-occupier demand for property, there’s an opportunity, not only for existing project sales which struggled during COVID-19, but for new projects to enter the market and fill the void of what otherwise might have been an undersupply of residential and industrial stock.

However, with the dynamism in the current property market, it’s critical for developers and lenders to be alert to changes in the market and adjust to them swiftly. It’s a very agile industry in that sense, and we believe Trilogy is at the forefront of that with our flexible approach.

On the property side, we are actively exploring new investment opportunities in the outperforming industrial sector where we can provide our investors with competitive income, quality tenants and prospects for potential capital gains.

How do you add value for your clients?

“We care about our borrowers”.

Unlike some major lenders, who have a set-and-forget mindset, we want our borrowers to succeed and we proactively manage the progress of their project to ensure this. Being a relatively smaller-sized lender, we are able to provide agile finance solutions and flexibility as a lender.

“Having previously been a property developer, I understand what drives them and what they’re up against”.

This experience enables us to closely monitor any factors that may affect project timelines and quality of output. If there’s a slowdown in construction activity, or a delay in sales rates against the original forecast, we can identify these issues early in the process and pre-emptively help solve them before they arise.

“We also structure our loans to succeed”.

We look at cashflow modelling, exit strategies and delivery methods to steer projects towards the best possible outcome that is not just good for the project and its sponsors, but also to Trilogy’s investors.

That’s where we add real value as a lender.

On the property side, our investors benefit from our expertise in property management, development, and acquisition.

We seek to only invest in high quality property assets by assessing properties based on our expertise and skillset in the asset class, feedback from our network of property specialists, and monitoring the current property market state of play.

This has been reflected in the regular and competitive returns provided to investors in the trusts.

Is there a project you’ve found most rewarding at Trilogy?

There was one case where a builder failed for one of our borrowers and couldn’t complete their work.

Our team was committed to helping our borrower get their project back on track. We immediately called in our own team of project consultants, including highly qualified quantity surveyors, engineers, and project managers, who stepped in to replace the building solution and understand exactly what needed to happen to get the work done.

“With our agile, flexible, and personalised approach, we got the project back on program, finished the construction on time and on budget and the developer was able to achieve all sales in the forecast timeframe”.

Eager to start your property development or construction project?

Trilogy is currently providing construction finance at interest rates from 6.95% p.a.*

Chat to a member of the Trilogy Lending team


*Terms & conditions apply.
This article has been prepared for prospective borrowers and provides information only about Trilogy’s lending services. Trilogy is not a licensed credit provider and does not make loans regulated by the National Credit Code. The source of Trilogy’s loans may include managed investments schemes registered with ASIC, as well as other private lending arrangements with high net worth investors. If you would like more details on our investment opportunities, please contact us.

Property Development & Construction loans

Interest rates from

6.95% p.a.*

*Terms & conditions apply

For over 20 years our managed funds and private investors have enabled the successful completion of hundreds of projects along the eastern seaboard of Australia, supported by an experienced team and driven by our flexible and tailored approach.

As one of Australia’s leading non-bank lenders, we provide finance solutions between $3 and $30 million to the residential, commercial, industrial, and retail property sectors.

As the performance of each loan funded through Trilogy underpins the returns provided to our investors, your success is our success.

Can we help your clients?

We understand what’s required to help your clients get the best project outcomes.

In construction and property development, cost and timing are critical, which is why our focus is on providing your clients with a finance solution that is personalised.

We have funds available from our pooled mortgage fund, the Trilogy Monthly Income Trust, and they are ready to deploy.

Whether it’s for land sub-division, residential construction or completed stock, inner-city or regional, our team is available to discuss your clients’ project finance needs.

Can we help you?

After more than 20 years working with brokers and borrowers to finance successful construction and development projects, we understand what’s required to assist you in helping your clients achieve the best project outcomes.

Target loan criteria

  • Property development & construction experience – proven track record
  • Loan size between $3 & $30 million
  • LVR no greater than 65% of the GRV
  • Registered first mortgage
  • Clear marketing strategy for sell down or refinance

Our portfolio managers will provide you with:

  • Timely responses
  • Competitive tiered pricing model
  • Tailored support
  • Recognition of referrals

Let's discuss your clients' projects

By Trilogy

Property development and construction loans by Trilogy

Due to strong and continued support from thousands of investors via returns available from our pooled mortgage fund, the Trilogy Monthly Income Trust, there is a healthy availability of funds for finance.

Explore our loan case studies

Our team

Our Lending team will work with you and your clients to fully understand their finance needs, tailoring a loan which best enables them to beginprogress with timely drawdowns and complete their projects on time. 

We also have staff who specialise in managing construction progress draws and processing contractor remittances and invoices, to ensure payments are processed on time.

On top of that, we have longterm relationships with a comprehensive network of property professionals, who specialise in quantity surveying, project management. real estate agency services and more, so the necessary consultants are always on hand to assist where needed.

Your team of Portfolio Managers

Brisbane, QLD

Jack | Trilogy Funds Australia

Jack Mihajlovic

Senior Portfolio Manager

Brisbane, QLD

0419 791 495

Andrew Gillespie | Trilogy Funds Australia

Andrew Gillespie

Senior Portfolio Manager

Brisbane, QLD

0431 000 681

Greg Turner | Trilogy Funds Australia

Greg Turner

Portfolio Manager

Brisbane, QLD

0423 448 357

Sonia Harding

Portfolio Manager

Brisbane, QLD

0449 253 929

Sonia Harding | Trilogy Funds Australia

Sydney, NSW

Scott Morgan | Trilogy Funds

Scott Morgan

Senior Portfolio Manager

Sydney, NSW

0425 363 665

Matthew Silvester | Trilogy Funds

Matthew Silvester

Senior Portfolio Manager

Sydney, NSW

0414 882 398

Melbourne, VIC

Darren Martin | Trilogy Funds Australia

Darren Martin

Senior Portfolio Manager

Melbourne, VIC

0435 603 004

Miguel Dennis | Trilogy Funds

Miguel Dennis

Senior Portfolio Manager

Melbourne, VIC

0474 208 668

Frequently asked questions

Do you provide home loans?We work with brokers and direct property developer clients seeking finance for commercial property only. We do not provide loans to individuals seeking home loans.
Why am I not eligible for your lowest interest rate for construction finance?Each loan that we finance must be first registered mortgage. From there, we assess a loan application based on a borrower’s track record, loan size between $3 & $30 million, target LVR no greater than 65% of the GRV, and clarity of the marketing strategy for sell down or refinance. Premium pricing is offered to borrowers with risk mitigants such as pre-commitments and a lower LVR.
What is your LVR limit?Our preferred maximum LVR is 65% of the Gross Realisable Value (incl. GST), and a maximum of 70% LVR on the “as-is” land value.
Do you only lend if pre-sales have occurred?No. We do not have a maximum cap on TDC or pre-sales. Interest/fees are capitalised within the facility limit.
Do you fund GST?Yes.
What is your loan term?Our target loan term ranges from 12 months to a maximum 24 months.
Do you have relationships with relevant constants that can assist with my project?We also have staff who specialise in managing construction progress draws and processing contractor remittances and invoices, to ensure your payments are processed on time and allowing your project to reach completion or progress to its next stage. On top of that, we have long–term relationships with a comprehensive network of property professionals, who specialise in quantity surveying, project management and real estate agency services and more, so the necessary consultants are always on hand to assist where needed.
What sectors do you focus on?We lend to property development and construction projects in the residential, industrial, commercial and retail property sectors.

Can’t find the answer you’re looking for? Get in touch with our Lending team on 1800 230 099 or email who will be able to point you in the right direction.

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