An income-focused pooled mortgage trust designed to offer competitive monthly income and portfolio diversity.

The Trilogy Monthly Income Trust is a pooled mortgage investment, providing investors with exposure to returns available through loans secured by first registered mortgages over Australian property.

Trilogy Monthly Income Trust finances a diverse range of property developments in the residential, commercial, industrial, and retail property sectors in Australia. For more than 13 years, our managed funds, raised by our investors, have enabled the successful completion of hundreds of projects along the eastern seaboard of Australia.

Performance

The Trilogy Monthly Income Trust has delivered consistent returns in a low yield environment to its investors since launch in 2007. Please note, past performance is not a reliable indicator of future performance. For more detailed information on our performance history, get in touch with our Investor Relations team.

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*The net distribution rate paid to investors for the month ended 31 October 2021. Net distributions are variable each month and are quoted net of management fees, costs and assume no reinvestment. Distributions are calculated daily and paid monthly in arrears. Please note, past performance is not a reliable indicator of future performance.

1Whilst the unit price is fixed, capital losses can occur in circumstances where an asset of the Trust incurs a capital loss.

  • Open for investment
  • Minimum investment $10,000
  • Unit price of $1.001
  • Option to reinvest

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information pack

Learn more about Trilogy Funds and investing in the Trilogy Monthly Income Trust. The pack includes more detailed information and key documents about the Trust.

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call back

A member of our Investor Relations team can give you a call to discuss any questions you might have about investing in the Trilogy Monthly Income Trust.

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RECOGNITION

Rated ‘Very Strong’ in Foresight Analytics 2020 research report1

Australia Ratings | Trilogy Monthly Income Trust

Investment overview

Distributions
The Trust aims to pay a competitive monthly return.

Low LVR
The Trust is permitted to lend up to a loan-to-valuation ratio of 70% on an individual loan basis.

Liquidity
Investors must hold their investment for a minimum six months. This includes a minimum investment period of two months and four-month withdrawal notice period.

Easy to manage
Once your initial investment has been made, our experienced team take care of administration and asset management for you. You will receive regular updates on the performance of your investment and our Investor Relations team is available to answer any of your queries.

Risks
An investment in the Trust is subject to general investment risks, specific risks of investing in a managed fund such as the Trust, as well as all the risks of investing in a portfolio of first registered mortgages over real property and any other assets that the Trust invests in from time to time. Before making an investment, you should read the PDS in full to understand these risks.

1The information contained in the Foresight Analytics report and encapsulated in the investment rating is of a general nature only. The report and rating reflect the opinion of Foresight Analytics and Ratings Pty Limited (AFSL 494552). It does not take into account an individual’s objectives, financial situation, or needs. Professional advice should be sought before making an investment decision. A fee has been paid by the fund manager for the production of the report and investment rating.

Frequently Asked Questions

What is a Pooled Mortgage Trust?

A pooled mortgage trust is an investment vehicle that lends investor money to borrowers and consists of a ‘pool’ of loans secured by mortgages over property as the primary security. These funds may be lent for land subdivision purposes or to a borrower undertaking construction and property development. After investing in the Trust, investors usually receive income called a distribution from the interest paid by borrowers, cash and other underlying investments held by the Trust. 

What is a Loan-to-Valuation Ratio?

A Loan-to-Valuation Ratio (LVR) is a term used to quantify the lending risk of a mortgage. The LVR is calculated as a percentage of the loan amount, to the appraised value of the asset for which the loan will be used. Typically, loans with higher LVRs are considered higher risk.

All loans approved for inclusion in the Trilogy Monthly Income Trust must be at or under a maximum LVR of 70% of the ‘as if complete’ valuation for property development or construction loans and of the ‘as is’ valuation for all other loans. The value of a property is determined by an external valuation, not necessarily the price paid or advertised price.

What does it mean to have loans secured by first mortgages?

Accepting loans on a first registered mortgage basis is a security measure designed to help protect lenders and investors from financial loss. Apart from Government charges, a first registered mortgage has priority over all other liens or claims on a property in the event of default.

The Trilogy Monthly Income Trust is a pooled mortgage investment, providing investors with exposure to returns available through loans secured by first registered mortgages over Australian property. This gives Trilogy the right to take possession of a property and sell it to recover funds should a borrower stop making loan repayments or otherwise fail to honour the terms of a loan agreement.

When can I expect to receive my distribution payments?

All of our investment options aim to pay distributions monthly. Investors can expect to receive distributions on or around the eighth business day of each month, given funds are available.

Investors should note that past performance is not a reliable indicator of future performance and that risks include loss of part or all of your capital, income or diminished returns.

What is Portfolio Diversification?

Portfolio diversification is a risk management strategy that allocates investments across various asset classes, locations, industries, and other categories in an attempt to limit exposure to any one particular sector. With any type of investment, there may be periods when some investments don’t perform as expected. Portfolio diversification aims to minimise the impact of any one asset’s under-performance on your portfolio and typically achieves more consistent long-term returns.

Learn more about the importance of Portfolio Diversification.

Performance

The Trilogy Monthly Income Trust has delivered consistent returns in a low yield environment to its investors since launch. Please note, past performance is not a reliable indicator of future performance. For more detailed information on our performance history, get in touch with our Investor Relations team.

Click below to download the Trilogy Monthly Income Trust’s investment report as at 30 September 2021.Download investment report

 

Data provided in the below table is current as at 31 Ocober 2021.

Distribution rate – for the month ended
31 October 2021 (%PA)

Net Rate Annualised

5.15%PA

1 year (%PA)

Historical Average Net Rate

5.86%PA

5 years (%PA)

Historical Average Net Rate

7.16%PA

Since launch in 2007 (%PA)

Historical Average Net Rate

7.60%PA

*In considering these returns, investors should bear in mind that past performance is not a reliable indicator of future performance. Returns shown are net of fees and management costs and assume no reinvestment of distributions. The rate of your return or the return of your capital invested is not guaranteed. As all investments carry risk, a detailed explanation of the risks involved when investing in the Trilogy Monthly Income Trust is contained in the relevant PDS. You should also consider the TMD for the Trilogy Monthly Income Trust.

Important Information

Please visit here for important updates regarding the Trilogy Monthly Income Trust.

PDS update - 28 May 2021

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Product Disclosure Statement (PDS)

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Target Market Determination (TMD)

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Regulatory Guide 45

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Brochure

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Application Form

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Foresight Analytics rating | Trilogy Monthly Income Trust

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Annual Report

Download your copy of the Trilogy Monthly Income Trust Annual Financial Report as at 30 June 2021.

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The information contained in the Foresight Analytics report and encapsulated in the investment rating is of a general nature only. The report and rating reflect the opinion of Foresight Analytics and Ratings Pty Limited (AFSL 494552). It does not take into account an individual’s objectives, financial situation, or needs. Professional advice should be sought before making an investment decision. A fee has been paid by the fund manager for the production of the report and investment rating.

DateDocumentType
28.05.2021PDS Update – May 2021Investor update
27.10.2020PDS Update – October 2020Investor update
30.04.2021RG45Investor update
30.06.2020Annual reportInvestor update

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