Trilogy Funds Lending Committee
At the core of loan approvals is our Lending Committee, and the framework
under which loans are assessed and managed.
Policies and processes guide the way we select and manage loans, seeking to
maximise risk—adjusted returns across our loan book and ultimately investor returns.
Lending Committee members
Lending Committee membership is comprised of Trilogy staff and external experts. This ensures a diverse range of skills and knowledge across finance, construction, and property development; and also enhances objectivity in decision making.
David Hogan
Independent Lending Committee Chair
Grant Whittaker
Independent Lending Committee Member
Mark Lamond
Independent Lending Committee Member
Rohan Butcher
Non-Executive Director
Philip Ryan
Managing Director
John Barry
Executive Director
Justin Smart
Executive Director & Chief Operating Officer
What is the role of the Lending Committee?
Broadly speaking, the role of the Lending Committee is to review new lending opportunities, oversee management of the existing loan book and support Trilogy’s team of portfolio managers.
One of the most important functions of the Committee is to set the lending risk profile and ensure certain exposures (e.g. limit exposure to certain borrower groups) are consistent with Trilogy Fund’s overall risk appetite. Day-to-day loan management sits with the portfolio manager and the broader lending operations team who are ultimately answerable to the Lending Committee.
On an ongoing basis, the Lending Committee works in tandem with the portfolio managers to monitor and, where appropriate, adjust the portfolio composition with respect to geographic concentration, borrower group concentration and other key parameters. The Lending Committee will also provide guidance and oversight in work-out situations where certain loans may require further attention.
