Trilogy Funds recently provided four tailored residual stock facilities totalling $83.9 million to a longstanding partner across separate subdivisions in Sydney’s growth corridors. These transactions required fast, flexible financing solutions to enable the developers to maintain momentum and unlock future opportunities.

The sponsor is a highly experienced developer with a strong track record and a proven relationship with Trilogy Funds. Having successfully utilised our strengths on multiple prior occasions, the Sponsor was confident in Trilogy Funds’ ability to deliver the standard of flexibility and speed required. Each facility was structured to refinance existing lenders and support the orderly selldown of remaining lots without pressure on pricing.

How Trilogy Funds met the needs of the Sponsor

After completing the initial stages of these projects, the Sponsor required financing solutions that would:

  • Enable a selldown of remaining lots without discounting or urgency;
  • Provide a pathway to construction funding for subsequent stages; and
  • Preserve liquidity and flexibility while preparing for future acquisitions and development opportunities.

By leveraging the Sponsor’s strong financial position and demonstrated performance, Trilogy Funds was able to offer competitive pricing and terms across all four loans. Each facility was underpinned by:

  • Completed lots ready for immediate sale;
  • Conservative loan-to-valuation ratios supported by independent valuations;
  • Clear exit strategies via selldown, refinance or equity release; and
  • Robust cash flow forecasts and a substantial ‘war chest’ of liquidity, ensuring capacity to meet obligations.

Project snapshots

A map outlining the location of the four financing solutions outlined in the proceeding section. These are located in Pitt Town, Rouse Hill, Austral and Leppington, New South Wales.

Austral, New South Wales

Trilogy Funds provided a $25.638 million financing solution to support the sell-down of 37 completed residential lots and a balanced parcel of land in Austral, New South Wales. The current project forms the first stage of a broader 68-lot subdivision in one of Sydney’s fastest-growing regions.

Austral, located in the Southwest Growth Area, is benefitting from major infrastructure projects such as the Western Sydney International Airport and Leppington Train Station.

The lots range from 300 sqm to 501 sqm, and three unconditional pre-sales have already been secured. The Sponsor’s proven in-house marketing strategy is driving strong interest from first-home buyers and investors. The development supports community growth and complements surrounding low-density residential areas.

Austral, New South Wales 
Loan amount$25.638 million
Loan term12 months
Loan termResidual stock
Loan-to-valuation ratio70%

Leppington, New South Wales

A $21.941 million financing solution was provided to support the selldown of 44 completed residential lots within the Valley Rise subdivision in Leppington, New South Wales. The project represents the final stage of a broader 64-lot development.

Similar to the nearby Austral site, Leppington benefits from major infrastructure projects including the Western Sydney International Airport, Sydney Metro extension and Leppington Train Station.

The lots range from 231 sqm to 450 sqm, with 26 unconditional presales already secured.

Leppington, New South Wales 
Loan amount$21.941 million
Loan term12 months
Loan termResidual stock
Loan-to-valuation ratio70%

Pitt Town, New South Wales

Supporting the selldown of 17 completed residential lots within a broader 30-lot subdivision at Pitt Town, New South Wales, Trilogy Funds provided a $20.835 million financing solution. The project forms part of the Northwest Growth Corridor, another New South Wales region earmarked for significant urban expansion.

Pitt Town offers a semi-rural lifestyle approximately 59 kilometres northwest of the Sydney CBD, appealing to buyers seeking space and privacy. While broader infrastructure projects such as Sydney Metro Northwest and Rouse Hill Hospital will enhance connectivity over time, the area currently attracts lifestyle-focused purchasers rather than those seeking urban convenience.

The lots range from 1,650 sqm to 2,214 sqm, with three presales secured.

Pitt Town, New South Wales 
Loan amount$20.835 million
Loan term12 months
Loan termResidual stock
Loan-to-valuation ratio70%

Rouse Hill, New South Wales

Trilogy Funds provided an $11.481 million financing solution to facilitate the selldown of 18 remaining lots within a completed 62-lot subdivision at Rouse Hill, New South Wales.

Located in the Northwest Growth Corridor, Rouse Hill is a rapidly expanding suburb offering relative affordability compared to inner Sydney. The development benefits from proximity to Tallawong Metro Station, providing direct connectivity to the CBD, and is surrounded by retail, education and employment hubs.

The lots range from 200 sqm to 283 sqm, with pricing between $836,000 and $910,000. Marketing activities are targeting young families, investors and local residents. The project supports community growth and complements surrounding low-density residential areas.

Rouse Hill, New South Wales 
Loan amount$11.481 million
Loan term12 months
Loan termResidual stock
Loan-to-valuation ratio70%

Why Trilogy Funds?

High quality projects command ‘next level’ flexibility and speed to market. Trilogy Funds’ tailored approach ensures borrowers, brokers and developers can maintain momentum while navigating market conditions and planning future developments. These transactions highlight Trilogy Funds’ commitment to supporting quality sponsors with responsive, relationship-driven lending solutions.

All four loans were settled by Daniel Trist.

Discover how our fast, flexible financing solutions can work for you. Visit https://trilogyfunds.com.au/financing/.

This article has been prepared by Trilogy Funds Management Limited (Trilogy Funds) ABN 59 080 383 679 AFSL 261425 for existing and prospective borrowers and brokers and provides information only about Trilogy Funds’ lending services. Trilogy Funds is not a licensed credit provider and does not make loans regulated by the National Credit Code. The source of Trilogy Funds’ loans may include managed investments schemes registered with ASIC, as well as other private lending arrangements. If you would like more details on our lending services, please contact us.

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